Skip Navigation

Consumer Savings


Ready to start working on that emergency fund?

Consider a Consumer Savings account that provides these benefits:

  • No minimum balance required to open account
  • No limits on deposits
  • Earns Interest^
  • Service Charge based on an average daily balance within a statement cycle:
    • $0.00 - $199.99 = $2.00 Service Charge
    • $200.00 & Above = $0.00 No Charge
  • Online / Mobile Banking Access
  • Withdrawal Limits Apply1
    • $2 charge per debit after 10 debits each statement cycle

Sign Up Today 

Contact Us

^ Interest rate is subject to change at any time, it is compounded monthly and is credited into the savings account monthly. The Consumer Savings account requires a minimum balance to earn interest. Speak to any account representative at your local SNB for more information.

Return Item Fees Apply

Dormant Account fees may be assessed after 12 months of inactivity when an account balance is below $100.

1Withdrawal limits apply. Federal Law categorizes activity into 2 types:

  1. Pre-authorized Transactions (Limited to 6 per interest payment cycle):

    • ACH Debits or Online Banking Debits

    • Debit Card Transactions

    • Drafts

    • Arrangements to pay a third party from the account on a fixed schedule

    • Telephone transfers

    • Point-of-sale debits with ATM cards

    • Arrangement for transfers to cover overdrafts on another account

    • "Sweeps" from the Savings account into another account

  2. Unlimited transactions allowed:

    • Deposits

    • Withdrawals done in person at the bank

    • Withdrawals done by mail

    • Withdrawals done at an ATM

    • Transfers between accounts of the same depositor at the same bank, if done in person or by ATM

    • Transfers for loan payments at the same bank.

Back to Top