Free Commercial Checking:

Managing the finances of your business needs to be simple. Consider a Free Commercial Checking account that provides these benefits:

• No minimum balance required

• Unlimited deposits or withdrawals

• No service charge

• Commercial Debit Card can be issued instantly+

+Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Account Fees may be assessed after 12 months of inactivity when an account balance is below $100.

Account Disclosure

Commercial Checking Account:

Looking for a commercial checking solution? Consider a Commercial Checking account that provides these benefits:

• No minimum balance required

• No limits on deposits or withdrawals

• Service Charge:

• $7 per statement cycle

• Transaction charge of $0.25 per check debited after 25 checks

• Credit of $0.25 per $100 average daily balance used to offset service charges

• Commercial Debit Card can be issued instantly+

• Online / Mobile Banking Access

+Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Account Fees may be assessed after 12 months of inactivity when an account balance is below $100.

Account Disclosure

Commercial Interest - Bearing DDA:

Needing a business checking solution with a little return? Consider a Commercial Interest DDA account that provides these benefits:

• No minimum balance required to open account

• No limits on deposits or withdrawals

• Earns Interest^

• Service Charge: Fees are determined by the minimum daily balance during the statement cycle as follows:

  • $900.00 & Above = $0.00 No Charge

  • $500.00 - $899.99 = $6.00 Service Charge

  • $0.00 - $499.99 = $8.00 Service Charge

• Commercial Debit Card can be issued instantly+

• Online / Mobile Banking Access

^ Interest rate is subject to change at any time, it is compounded monthly and is credited into the Commercial Interest DDA account monthly. No minimum balance is required to earn interest. Speak to any new account representative at your local SNB for more information.

+Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Account Fees may be assessed after 12 months of inactivity when an account balance is below $100.

Account Disclosure

High Volume Commercial Checking:

Are you a retail business that has a large volume of cash over the counter? Consider a High Volume Commercial Checking account that provides these benefits:

• No minimum balance required

• No limits on deposits or withdrawals

• Service Charge:

  • $7.00 monthly service charge applies unless the Earnings Credit is sufficient to cover the service charge.

  • Analysis Service Charge: $7.00

  • Account Analysis Credits: $0.25 per item

  • Account Analysis Debits: $0.12 per item

  • Deposit out of Fed District: $0.03 per item

  • Total Currency Cash Out for Month: $0.01 per dollar

  • Total Coin Cash Out for Month: $0.06 per dollar

  • Total Cash In for Month: $0.001 per dollar

• Credit against fees:

  • This account features an earnings credit which is applied to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward, or otherwise receive credit for any excess earnings credit.

• Commercial Debit Card can be issued instantly+

• Online / Mobile Banking Access

+Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Account Fees may be assessed after 12 months of inactivity when an account balance is below $100.

Account Disclosure

Commercial Money Market:

Needing a commercial checking account that provides a higher rate of return, but with some limitations to guide you along the way? Consider a Commercial Money Market account that provides these benefits:

• No minimum balance required to open account

• No limits on deposits

• Earns Interest^

• Service Charge: Fees are determined by the minimum daily balance during the statement cycle as follows:

  • $0.00 - $499.99 = $8.00 Service Charge

  • $500.00 - $899.99 = $6.00 Service Charge

  • $900.00 & Above = $0.00 No Charge

• Commercial Debit Card can be issued instantly+

• Online / Mobile Banking Access

• Withdrawal limits apply1

^ Interest rate is subject to change at any time, it is compounded monthly and it credited into the Commercial Money Market account monthly. No minimum balance is required to earn interest. Speak to any new account representative at your local SNB for more information.

+Subject to Approval

Overdraft & Non-sufficient Funds (NSF) Fees Apply

Dormant Account Fees may be assessed after 12 months of inactivity when an account balance is below $100.

1Withdrawal limits apply -$4 Excessive Debits Fee per debit after 10 debits each statement cycle.

Account Disclosure