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Service Fees

Limits and fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Fees
ServiceFeesService Details
Service
Overdraft Fee / Non-sufficient Funds (NSF) Fees
Fees
$30 or $40
Service Details
Service
Periodic OD Fee
Fees
$50.00
Service Details
Service
Return Deposited Item Fee
Fees
$25.00
Service Details
Service
Collection Item Fee
Fees
$50.00
Service Details
Service
Non-Customer ATM Fee
Fees
$5.00
Service Details
Service
Out of Network ATM Fee (Our Customer)
Fees
$3.00
Service Details
Service
International Fee (INTL FEE)
Fees
2.7%
Service Details
Service
Card Reissue Fee
Fees
$15.00
Service Details
Service
Dormant Service Charge
Fees
$10.00 per month
Service Details
Service
Cashiers Check Fee
Fees
$5.00
Service Details
Not available to Non-Customers
Service
Money Order Fee
Fees
$5.00
Service Details
Not available to Non-Customers
Service
Stop Payment Fee
Fees
$40.00 Per Request
Service Details
Checking Account Only
Service

Paper Statement Charge

*Only for accounts with Web Statement Requirement

Fees

$5.00 Per Statement

Service Details
Applies to Bonus Rate Checking Account
Service
Safe Deposit Box Rental
Fees

Small - $20 / yr.  Medium - $30 / yr.

Large - $40 / yr. Extra Large - $50 / yr

Service Details
Not all sizes are available at all locations
Service
Safe Deposit Key Fee
Fees
$50.00
Service Details
Replace one lost key
Service
Safe Deposit Box Drill Fee
Fees
$200.00
Service Details
Forced entry
Service
Research Fee
Fees
$50.00
Service Details
Per hour
Service
Letter of Credit Fee
Fees
1-2% fee - Minimum $250
Service Details

Request through Executive Loan Committee

Maximum term=1 year

Service
Wire Fee - Incoming (Domestic & International)
Fees
$20.00
Service Details
Not available to non-customers
Service
Wire Fee - Offline Incoming (Domestic & International)
Fees
$100.00
Service Details
Not available to non-customers
Service
Wire Fee - DOM Outgoing (Domestic)
Fees
$30.00
Service Details
Not available to non-customers
Service
Wire Fee - INTL Outgoing (International)
Fees
$75.00
Service Details
Not available to non-customers
Service
Wire Fee - Offline Return Fee (Domestic & International)
Fees
$50.00
Service Details
Not available to non-customers
Service
Lock Bag Fee
Fees
$50.00
Service Details

Charge will be refunded when the bag is surrendered.

Not available to non-customers

Service
Night Deposit Key Fee
Fees
$10.00
Service Details
Replacement
Service
Loan Fee
Fees
$100.00
Service Details
Consumer
Service
Loan Fee
Fees
$100.00
Service Details
Annual Personal Line of Credit Fee
Service
Loan Fee
Fees
$100.00
Service Details
Annual Home Equity Line of Credit Fee
Service
Loan Fee
Fees
$400.00
Service Details
Home Equity Line of Credit Loan Origination Fee
Service
Loan Fee
Fees
$525.00
Service Details
SNB Home Loan Origination Fee
Service
Loan Fee
Fees
$650.00
Service Details
Secondary Market Home Loan Origination Fee
Service
In-House Appraisal Fee - Ag / Commercial Loans
Fees
$500.00
Service Details
Service
In-House Appraisal Fee- Residential RE Loans
Fees
$325.00
Service Details
Service
Appraisal Review Fee
Fees
250.00
Service Details
Assessed in conjunction with any appraisal
Service
ACH Origination Fee
Fees
$10.00
Service Details
Per file
Service
Return ACH Fee
Fees
$25.00
Service Details

For items originated through SNB 

ex:  Auto Loan Payments, Online Banking, etc.

Service
Unauthorized ACH Fee
Fees
$5.00
Service Details
Per item
Service
Garnishment Fee
Fees
$15.00
Service Details
Each
Service
Loan Fee
Fees
$75.00
Service Details
Loan Doc Prep Fee - Non-Real Estate Term Loan Ag/Comm
Service
Loan Fee
Fees
$125.00
Service Details
Loan Doc Prep Fee - Real Estate Term Loan Ag/Comm

**Additional Fees and Services**
Call your local branch, or you may reach the main branch at 785-425-6721

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