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Service Fees

 

Limits and fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Fees
ServiceFeesService Details
ServiceOverdraft Fee / Return Item FeeFees$20 - $30Service DetailsOverdraft Fee Disclosure
ServicePeriodic Overdraft FeeFees$30.00Service DetailsPeriodic Overdraft Fee Disclosure
ServiceReturn Item Charge to DepositorFees$15.00Service DetailsReturn Item Charge to Depositor Fee Disclosure
ServiceCollection Item FeeFees$20.00Service Details
ServiceATM FeeFees$3.00Service DetailsNon-Customer Using SNB ATM
ServiceATM FeeFees$2.00Service DetailsCustomer Using ATM out of SNB network
ServiceInternational ATM or Debit Card FeeFees1.5% - Effective 8/1/19 going to 1.7%
Service DetailsInternational ATM or Debit Card Fee Disclosure
ServiceDebit / ATM Card Reissuance FeeFees$10.00Service DetailsDamaged or Cracked Card
ServiceDebit / ATM Card Reissuance FeeFees$20.00Service DetailsLost or Stolen Card
ServiceDebit / ATM Card PIN ReissuanceFees$5.00Service Details
ServiceDormant Account Service ChargeFees$5.00 per monthService DetailsDormant Account Service Charge Fee Disclosure
ServiceCashier's Check FeeFees$5.00Service DetailsNot available to Non-Customers
ServiceMoney Order FeeFees$5.00Service DetailsNot available to Non-Customers
ServiceStop Payment FeeFees$20.00 Per RequestService DetailsChecking Account Only
Service

Paper Statement Fee

*Only for accounts with Web Statement Requirement

Fees

$2.00 Per Statement

Service DetailsApplies to Bonus Rate Checking Account
ServiceSafe Deposit Box FeeFees

Small - $20 / yr.  Medium - $30 / yr.

Large - $40 / yr. Extra Large - $50 / yr

Service DetailsNot all sizes are available at all locations
ServiceSafe Deposit Box Key Replacement FeeFees$30.00Service DetailsCan only be replaced if one key is lost
ServiceSafe Deposit Box Forced Entry FeeFees$150.00Service DetailsUsed when no keys can be found
ServiceResearch FeeFees$30.00Service DetailsPer hour
ServiceLetter of Credit FeeFees1-2% fee - Minimum $125Service Details

Request through Executive Loan Committee

Maximum term 1 year

ServiceWire Fee - Incoming (domestic & international)Fees$15.00Service DetailsNot available to non-customers
ServiceWire Fee - Offline Incoming (domestic & international)Fees$100.00Service DetailsNot available to non-customers
ServiceWire Fee - Outgoing DomesticFees$20.00Service DetailsNot available to non-customers
ServiceWire Fee - Outgoing InternationalFees$55.00Service DetailsNot available to non-customers
ServiceWire Fee - Offline Return Fee (domestic & international)Fees$50.00Service DetailsNot available to non-customers
ServiceNight Deposit Bag Deposit FeeFees$50.00Service Details

Refunded when bag returned.

Not available to non-customers

ServiceNight Deposit Bag Replacement Key FeeFees$5.00Service Details
ServiceLoan FeeFees$40.00Service DetailsNon-Real Estate Consumer
ServiceLoan FeeFees$50.00Service DetailsAnnual Personal Line of Credit Fee
ServiceLoan FeeFees$50.00Service DetailsAnnual Home Equity Line of Credit Fee
ServiceLoan FeeFees$225.00Service DetailsHome Equity Line of Credit Loan Origination Fee
ServiceLoan FeeFees$375.00Service DetailsSNB Home Loan Origination Fee
ServiceLoan FeeFees$375.00Service DetailsSecondary Market Home Loan Origination Fee
ServiceIn-House Appraisal Fee - Ag / Commercial LoansFees$250.00Service DetailsIn-House Appraisal - AG / Commercial RE Fee Disclosure
ServiceIn-House Appraisal Fee- Residential RE LoansFees$225.00Service DetailsIn-House Appraisal - Residential RE Fee Disclosure
ServiceACH Origination File FeeFees$10.00Service DetailsPer hand-delivered file
ServiceReturn ACH FeeFees$15.00Service Details

For items originated through SNB 

ex:  Auto Loan Payments, External transfers

ServiceUnauthorized ACH FeeFees$5.00Service DetailsPer item
ServiceMobile Deposit Capture FeeFees$1.00Service DetailsPer Item Deposited
ServiceGarnishment FeeFees$15.00Service DetailsEach

**Additional Fees and Services**
Call your local branch, or you may reach the main branch at 785-425-6721

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