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Service Fees

 

Limits and fees - The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Overdraft Fee/ Return Item Fee $20 - $30
*Will be imposed for overdrafts and returned non-sufficient funds items created by check, in-person withdrawals, electronic items (excluding ATM withdrawals and 1 time POS debit card transactions) as permitted by law. $20 for Youth, NOW/Sr. NOW, MM, HSA, Bonus Rate Checking, Commercial Checking, Commercial Interest DDA, High Volume Commercial Checking, Regular Checking, Savings, all Mad Money Savings, and Youth Savings. $30 for Free Checking, Free Commercial Checking, & Free Interest Checking.  
Periodic OD Fee $30.00
*Will be assessed after an account is overdrawn for a period of at least 4 weeks (20 business days). Fee will be charged on the 10th and 25th of each month thereafter until said account is current.  
Return Item Charge to Depositor (On-us)    $15.00
*Will be imposed for checks or electronic deposits (for checks deposited by account owner and returned to us unpaid) for all Checking and Savings Accounts (including Health Savings)  
Return Item Charge to Depositor (Not On-us) $15.00
*Will be imposed for checks or electronic deposits (for checks deposited by account owner and returned to us unpaid) for all Checking and Savings Accounts (Including Health Savings)  
Collection Item Fee  $20.00
ATM Fee - Non-Customer Using Our ATM  $3.00
ATM Fee - Customer Using ATM Outside Our Network $2.00
International ATM or Debit Card Fee  1.5%
ATM and Debit transactions processed at a foreign ATM or merchant will be assessed a fee of 1.5 % of the dollar volume of the international transaction, which is equal to the fee assessed to the bank by the service provider.  
Debit / ATM Card Reissuance Fee - Damaged or Cracked Card $10.00
Debit / ATM Card Reissuance Fee - Lost or Stolen $20.00
Debit / ATM Card PIN Reissuance $5.00
Dormant Account Service Charge - Checking and Savings $5.00 per month

Account with no activity for 1 year and a balance below $100.00

**To avoid this fee, maintain an account balance of $100.00 or create a transaction

 
Cashier's Check Fee  $5.00
(Not available to non-customers)  
Money Order Fee $5.00
(Not available to non-customers)  
Stop Payment Fee - Checking $20.00 Per Request
Paper Statement Fee for accounts with a Web Statement Requirement $2.00 Per Statement
(Bonus Rate Checking)  
Safe Deposit Box Fee  
Small - $20 / yr.    Medium - $30 / yr.     Large - $40 / yr.     Extra Large - $50 / yr.
(Not all sizes are available at all locations)
 
Safe Deposit Box Key Replacement Fee $30.00
One lost key  
Safe Deposit Box Forced Entry Fee $150.00
Research Fee $30.00 per hour
Letter Of Credit Fee 1-2% fee w/ $125 min.
Request through Executive Loan Committee. Maximum term 1 year  
Wire Fee - Incoming (domestic and international) $15.00
(Not available to non-customers)  
Wire Fee - Offline Incoming (domestic and international) $100.00
(Not available to non-customers)  
Wire Fee - Outgoing Domestic $20.00
(Not available to non-customers)  
Wire Fee - Outgoing International $55.00
(Not available to non-customers)  
Wire Fee - Offline Return Fee (domestic and international) $50.00
(Not available to non-customers)  
Night Deposit Bag Deposit Fee $5.00
Loan Fee - Non-Real Estate Consumer $40.00
Loan Fee - Home Equity Line of Credit Annual Fee $50.00
Loan Fee - Personal Line of Credit Annual Fee $50.00
Loan Fee - SNB Consumer Residential Real Estate Fee $250.00
Loan Fee - MPF Consumer Residential Real Estate Fee $350.00
Appraisal Fee $250.00
Applicable to all loans that are eligible for in-house appraisals. Loans that are not eligible for in-house appraisals will incur the fee assessed by a 3rd party appraiser.  
ACH Origination File Fee $10 per hand-delivered file
Return ACH Fee $15.00
For items originated through Solutions North Bank (i.e., Automatic Loan Payments, External Transfers, etc.)  
Unauthorized ACH Fee $5.00 per item
Mobile Deposit Capture Fee $1.00 Per Item Deposited
Garnishment Fee $15.00

 

**Additional Fees and Services**
Call your local branch, or you may reach the main branch at 785-425-6721

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